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*$6.38/month premium is for a policy with a benefit of $2K for a 45 yr old female. Premiums vary based on age
and gender. Policies have a 2-year graded death benefit. Premiums are billed monthly. *Avg. funeral costs:
https://nfda.org/news/media-center/nfda-news-releases/id/6182/2021-nfda-general-price-list-study-shows-funeral-costs-not-rising-as-fast-as-rate-of-inflation
